Q: How will I receive my documents or report once completed?
A: We will email you your completed report as a PDF attachment.
Q: Once I place my order, how long does it take to receive my documents and/or report back?
A: Our standard turnaround time is 24-72 hours, depending on the county/state and difficulty of the search, which in some cases can add time to completing the work. Some examples include:
- Very complex searches that go back many years
- Very old documents that must be pulled from county archives
- Judgment requests that must be ordered
- Common borrower or seller names (John Smith, Jose Garcia, etc.)
Q: Can you get me a copy of the title to my car?
A: No, we do not provide that service. We suggest you check with your Secretary of State for that information.
Q: Can I use your title report to close on or refinance a property?
A: Our title reports are for informational/due diligence purposes only and cannot be used to insure a purchase or refinance of any property.
Q: Can I request a title search be done on the property of a deceased relative?
A: You can request that a title search be done on any property in the country. The county records which record all real estate transactions are public and accessible to anyone.
Q: Can I perform a title search myself?
A: Yes, you most likely could, but it may not be accurate or complete. If you were to go into your county office to try, you may be lucky enough to find a clerk who may assist you, but that’s not typical. If you have never done a title search before, it is best to leave it to a professional to be done correctly.
Q: Can I receive a search report on commercial property?
A: No, our Title Searches and Document Retrieval services are for residential properties only.
Glossary
Deed
A written agreement, signed, sealed, and delivered, by which one person conveys land, tenements, or hereditaments to another.
Deed of Trust
An instrument (document) in use in many states, taking the place and serving the uses of a mortgage, by which the legal title to real property is placed in one or more trustees, to secure the repayment of a sum of money or the performance of other conditions.
Easements & Restrictions
While an easement provides a right to use someone else’s land, a restrictive covenant places limits on how an owner can use his or her own property.
Mortgage
Applied lawful lien by the mortgagor (lender) in exchange for obligation discharge or debt repayment.
Mortgage Assignment
A document that transfers obligation of a loan to another party.
Mortgage Modification
Mortgage borrower relief option to alter mortgage contract terms. Primarily for borrowers unable to make the mortgage payments under original mortgage contract terms. Refinancing or extending loan terms to reduce the monthly payment amount are the typical methods used.
Power of Attorney
An instrument (document) authorizing a person to act as the agent or attorney of the person granting it.
Public Records
A register of the legal transactions, proceeding, rules and statutes, laws and regulations that is kept on file to be able to be referred to if needed.
Real Estate
Real estate includes the land and anything fixed, immovable, or permanently attached to it such as buildings, walls, fixtures, improvements, roads, trees, shrubs, fences, roads, sewers, structures, and utility systems.
Satisfaction (Release)
The act of satisfying a party by paying what is due to him. (as on a mortgage, or contract,)
Security Deed
A trust or mortgage deed that shows evidence that an asset or property has been pledged as a security.
Title Search
The Examining of deeds, land records, and documents to verify the seller is the legal owner and there are no encumbrances affecting the title.
UCC
A document a lender files for interest once property is used as collateral. It is a matter of public notice.